I have a borrower in Oklahoma who has 2 houses on 40 acres that her son lives in. The payments got to far behind for her to catch up, so it ended up in foreclosure. She has a 578 Middle score and needs a 75% LTV. Can anybody offer any suggestions for a lender on this deal?

Looking for a help for home loan modification is a very important and serious decision. Often people are very careless while applying for this service and as a result their applications are rejected by lenders. This article is intended to give you the information and recommendations that will help you to get the best results.

Basically, any lender before they provide a loan must see the proofs of applicant’s ability to make repayments. This point is very important. It’s not very complicated to calculate your usual expanses and the amount of the loan you want to get.  If the current total expenses surpass the acceptable amount, you won’t be able to get the loan.

So it’s very important to work out in advance what you can afford to borrow based on your current expenses and outstandings. While submitting the application, one should be honest providing the information. Lenders have the access to our personal information so there is no use in hiding the real information about your financial situation.

Remember that, although a loan modification is a kind of assistance, it’s still a loan that must be paid back.

People are often refused in getting home modifications loans. The best decision is to obtain the help of the loan modification companies. Such companies help people who have experienced problems in the past to modify home loans.

Moreover, apart from providing the assistance in getting the loan modification; these companies usually help to secure the best interest rates on these loans. As a result you will be able not only to modify your home loan, but also you’ll be able to spare some money.

We are seeking direct lenders who will finance land and land with light industrial and heavy industrial components, seeking lenders that will go nationwide. Also seeking bridge lenders that will do apartments less than 80% occupied at reasonable rates. Seeking land lenders for both East and West coasts.

I have a client with a 599 score but a DTI problem dealer is willing to pay debt and carry back second if need be loanamount is 75000 income is 1400/mo and she has 10,000 in credit card debt all current and R1 the home is in North Carolina if anyone can help I would appreciate it very much. Sue at RMC

Project Location:
Kaniki Point Resort, Busuanga, Palawan, Philippines

Particulars:
1. 50 yr old American born national living overseas for 20 years
2. Married to a sweet Filipina for 17 yrs
3. Have Philippine Corp. 40% mine, 60% hers by as required by law named Gulfstream Enterprises Corp. (GEC)
4. GEC has 20 hectares (about 60 acres) with 1/2 mile sand beach frontage
5. Has 3 concrete bldg completed, fresh water spring, 8000 fruit trees and 400 mahogany trees planted since 1993
6. The Project Design is completed on 90 AUTOCAD drawings for 32 units, a Clubhouse with Pool, Fully equipped Dive Shop, self-contained Power, Water and telecommunication systems.
7. Environmental impact study & certificate in hand and study is featured in the book Hosts and Guests Revisited, Hardbound ISBN 1-882345-28-2 $62.50 Softbound ISBN 1-882345-29-0 $55.00:indicating the quality of work put into the project
8. Project feasibility, building permits and all other Gov. Req. are in hand
9. Zoned Beach and Forest Commercial; Reg. Name: Kaniki Point Resort
10. Appraised value by the independent firm Integrated Appraisal Corp in 1997 at $2.15 million, most likely would appraise a little higher today though the PESO has dropped by %50 since then
11. No liens or loans
12. Wife and I have 30 yrs Dive Instruction Experience, I’m a PADI Master Instructor
13. I have 25 yrs experience as a Construction Manager/Engineer
14. I have 3 years developing Dive Tourism and managing 6 dive shops and a commercial dive boat in the RED SEA off the Jeddah, Saudi Arabia Coast.
15. Have liquid assets of less than $30k, need $1 million to complete the construction.